Conventional Loans

Conventional Mortgages are primarily provided by Fannie Mae and Freddie Mac and are alternatives to FHA and VA loans or government loans. Currently conventional mortgages in Florida and the US Virgin Islands can be utilized to purchase and refinance primary residents and investor properties up to 4 units. Conventional mortgages offer home loans with and without mortgage insurance with a maximum loan amount of 97%.

At this time conventional mortgages normally require a minimum credit score of 620 in order to qualify for a minimum loan and as high as a 700 credit score for some jumbo loan products. Conventional loans offer fixed and adjustable rate products and most products come without a prepayment penalty. For additional information please contact TheGoodPirates Home Loans at 800-579-9677 or 561-312-7777 .

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