Lower Credit Score Programs
FHA 580 Program
TheGoodPirates Home Loans offer a few programs that don't require perfect credit. TheGoodPirates offer an FHA program that only requires a 580 middle credit score while still only requiring the standard 3.5% down payment. The FHA 580 offers fixed interest rates with competitive interest rates.
VA 580 Program
TheGoodPirates offer a VA loan pre-approval with as low as a 580 middle credit score. The VA 580 program is a No Down Payment program that allows veterans to receive standard VA benefits without having perfect credit.
The Conventional 97 is a product that allows a borrower to purchase a home with as low as 3% down. This product is great for first time homebuyers and borrowers who are looking to upgrade to a