TheGoodPirates Home Loans offer an array of Jumbo Products that are structured to meet the needs of a broad range of borrowers.  TheGoodPirates offer programs for clients ranging from a 500 middle credit score to a 740 middle credit score.  TheGoodPirates also offer Jumbo loans with alternative income verification programs as well as asset to income conversion programs.  TheGoodPirates offer Jumbo Loans up to $2,000,000.00  The list below contains a few of our Jumbo Loan Products that will open the door to our borrowers allowing TheGoodPirates to satisfy the need for creative Jumbo Loan financing.     

Investor Jumbo Loan

•Credit scores starting at 560

•Up to 80% LTV, up to 50% DTI

•Bank statement program for self-employed borrowers

•Loans up to $750,000

•Single-family, townhouses, 2-4 units, condominiums

•Maximum 20 properties financed

•Properties in LLC

 

5/1 Arm Jumbo Product

$2,500,000 Max Loan Amount

620 FICO Minimum, 65% LTV Max

Interest Only Option Available

1 Year out of Housing event

12 Month Bank Statements Acceptable Source of Income

Investor Jumbo Loan

•Credit scores starting at 560

•Up to 80% LTV, up to 50% DTI

•Bank statement program for self-employed borrowers

•Loans up to $750,000

•Single-family, townhouses, 2-4 units, condominiums

•Maximum 20 properties financed

•Properties in LLC

 

5/1 Arm Jumbo Product

$2,500,000 Max Loan Amount

620 FICO Minimum, 65% LTV Max

Interest Only Option Available

1 Year out of Housing event

12 Month Bank Statements Acceptable Source of Income

1 day out of foreclosure, short sale, deed-in-lieu, or bankruptcy

Credit scores starting at 500

•Up to 80% LTV, up to 50% DTI

•Bank statement program for self-employed borrowers

•Loans up to $1 million

•Owner-occupied and second homes

•Non-warrantable condominiums

•30-year fixed with no pre-pay penalty

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